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Capital.com vs Trading 212 2022

Is Capital.com better than Trading 212? Who offers lower spread, better trading conditions, and is a safe broker to trade?

We provide answers to all questions in this Capital.com vs Trading 212 Comparison Review. For this Review, we opened real accounts and deposited over US$ 9,000 in total to compare both offerings, the account opening process at Capital.com and Trading 212 also the fees, trading conditions, platform selection, and withdrawal process.ย  ย 

Capital.com vs Trading 212 Compared

What is Capital.com and Trading 212?

Capital.com is a Forex and contracts for differences (CFDs) broker which offers trading services with forex, indices, commodities, cryptocurrencies, stock CFDs, as well as spread betting.

Trading 212 is a large and popular CFD broker with a great variety of instruments and lower spreads in stock trading, suitable for retail and professional traders.

Some of the highlights of Capital.com vs Trading 212 are:

Capital.comTrading 212
๐Ÿ’ป Websitewww.capital.comwww.trading212.com
๐Ÿ›ก๏ธFounded year20162004
๐Ÿฆ HeadquarterLondonLondon
๐Ÿ—บ๏ธ Authorized & Regulated inUK, Cyprus, BelarusUK, Bulgaria
๐Ÿ”’ Is Broker safeYesYes
๐Ÿ’ฐ EUR/USD Spread0.81.37
๐Ÿ’ณ Minimum depositUS$20US$1
๐Ÿ’ฐ Withdrawal feeUS$0US$0
๐Ÿ–ฅ๏ธ Trading Platform MT4, Mobile appTrading 212โ€™s Proprietary Trading Platform
๐Ÿ“ˆ Markets offeredForex, Indices, Stocks, Commodities, Cryptocurrencies Indices, Forex, Commodities, Stocks, Cryptocurrencies
๐Ÿ“‰ Number of Products3720 (depends on the jurisdiction)2,029
๐Ÿ”Ž Our Detailed ReviewCapital.com ReviewTrading 212 Review

Licenses and Regulation

From the comparison review of Capital.com vs Trading 212 we may assume that both brokers are safe to trade and are highly reliable, low-risk trading brokers due to regulations and are not considered a scam.

Capital.com holds 3 regulatory licenses, regulated in the United Kingdom, Cyprus, and Belarus.

Trading 212 has 2 licenses globally including a top-tier license from the UKโ€™s Financial Conduct Authority (FCA). More about International brokers.

For this review, we opened a standard account on the MT4 platform with Capital Com SV Investments Limited which is regulated by CySEC, also a CFD account with Trading 212 UK Ltd, and deposited money so as to run our tests.

We highly recommend you to register your Capital.com account with the CySEC entity and Trading 212 account with the UK entity if theyโ€™re available to you since they all offer deposit protection.

 Capita.comTrading 212
๐Ÿ”’ LicensesFCA
CySEC
NBRB
FCA
Bulgaria FSC
Top Tier Licenseโœ”๏ธโœ”๏ธ
Publically TradedโŒ โŒ
Compensation Schemeโœ”๏ธ (depending on the entity)โœ”๏ธ (depending on the entity)

Capital.com vs Trading 212 Fees

Capital.com vs Trading 212 fees are mostly based on spreads with no commission fees.

Both Capital.com and Trading 212 have similar offerings since none of them charges any non-trading fees.

 Capital.com FeesTrading 212 Fees
Fees based on the spreadโœ”๏ธโœ”๏ธ
Floating Spreadโœ”๏ธโœ”๏ธ
Fixed SpreadโŒโŒ
Commission-based feesโŒ โŒ
Inactivity Fee$0$0
Deposit fee$0$0
Withdrawal fee$0$0
Active trader/ VIP Programsโœ”๏ธ โŒ

Spreads Charged in Our Trades

For our test trades on Capital.com vs Trading 212 accounts, we chose popular instruments in each market.ย We placed 3 trades for each instrumentย to get the average spread, we found both negative and positive sides for each broker’s spreads.

Spreads for our trades in all asset classes for both Capital.com and Trading 212 remained stable. We only recorded minor variations in commodity spreads for Capital.com.

Capital.com spreads for forex are much lower than the industry average.ย Spreads on indices and commodities are also on the lower side. However,ย spreads charges on stocks and cryptocurrency traders are too high.

Trading 212 spreads for the indices and commodities are quite high, however, spreads on forex are aligned to those of the industry average, and spreads charged on stocks are much lower than the industry average.

MarketsInstrumentsCapital.com Avg. spreadTrading 212 Avg. spreadIndustry avg. spread
IndicesFTSE 1001.42.471.65
ForexEUR/USD0.81.371.16
CommoditiesGold3.127.473.53
StocksAAPL8.31.701.75
CryptocurrenciesBitcoin154N/A72.81

Account Types Compared

Capitla.com offers 3 account types. Trading 212 offers CFD and Invest accounts. Both brokers do not offer Islamic accounts, so the traders who follow Shaira law might look for other brokers. Find out more about a Forex swap-free Accounts

Opening a new account with Capital.com was smooth and quick,ย the registration process took around 16 minutes, and our account was approved on the same day.

Trading 212 account opening was overall satisfying. The registration process took merely 16 minutes. The account was verified in 2 working days.

 Capital.com AccountsTrading 212 Accounts
Standard Accountโœ”๏ธโœ”๏ธ
ECN / Commission Based AccountโŒโŒ
Islamic AccountโŒ โŒ
PAMM AccountโŒ โŒ

Markets and Products

Both Capital.com and Trading 212 allow you to trade CFDs on forex pairs, stock indices, stocks, commodities, and cryptocurrencies. Trading 212 is best for commodity traders as it offers a wider range of instruments, while Capital.com is better for cryptocurrency and stocks traders.

MarketsCapital.com InstrumentsTrading 212 Instruments
Indices2757
Forex138184
Commodities38118
Stocks32781661
Cryptocurrency2399

Trading Conditions

In terms of trading conditions, Capital.com wins the offering since it allows high-risk trading instruments like scalping and hedging also changing leverages, unlike Trading 212 which doesn’t allow any of these. However, Capital.com is not best for beginner traders, so beginners might choose Trading 212 instead.

Trading MethodCapital.comTrading 212
Hedgingโœ”๏ธโœ”๏ธ
Scalpingโœ”๏ธ โŒ
Change Leverageโœ”๏ธ โŒ
Copy trading/ Social tradingโŒ โŒ
Beginners TradingโŒโœ”๏ธ
Professional Tradingโœ”๏ธโœ”๏ธ

Deposit and Withdrawal

Both deposit and withdrawal processes on Trading 212 areย simpleย enough, however, we were disappointed by the lack of support for eWallets on Capital.com. Also, we encountered some issues with our first withdrawal process. Trading 212 offer of funding methods is larger allowing to use eWallets.

The minimum deposit on Trading 212 is quite attractive, traders can start with a $1 deposit.

We tested the deposit process on Trading 212 via 3 payment methods available.

We tested the deposit by Debit Card on XTB. All the deposit methods offered by XTB are instant and free.

Capital.comTrading 212
๐Ÿ’ฐ Deposit FeeโŒโŒ
๐Ÿ’ฐ Withdrawal feeโŒ โŒ
๐Ÿ’ณ Minimum depositโœ”๏ธ (based on account type)US$1
Bank Transferโœ”๏ธโœ”๏ธ
Debit/ Credit Cardsโœ”๏ธโœ”๏ธ
PayPalโŒ โœ”๏ธ
SkrillโŒ โœ”๏ธ

Trading Platform

Trading 212 offers a proprietary web and mobile app platform as the only platform available for trading. Capital.com has a better offering in this case since it has not only its proprietary platform but also offers alternative platforms such as MetaTrader4, one of the most popular platforms among traders. MT4 offers web, desktop, and mobile versions.

Trading 212 platform is quite user-friendly and the navigation is intuitive. The research is quite good as well. We were dissapointed by the lack of alternarive platform.

The trading conditions at Capital.com are good, we were satisfied with its proprietary platform, and we find it a good alternative to MT4. We would be more glad to see the broker offer the MT5 platform as well since its iterface is more user friendly and up-to-date.

Capital.com PlatformTrading 212 Platform
Proprietary Platformโœ”๏ธโœ”๏ธ
Web Platformโœ”๏ธโœ”๏ธ
Desktop Platformโœ”๏ธ โŒ
Mobile Appโœ”๏ธโœ”๏ธ
Alternative Platformsโœ”๏ธ โŒ
MetaTrader4โœ”๏ธ โŒ
Simple to use platformโœ”๏ธโœ”๏ธ
Demo Account Tradingโœ”๏ธโœ”๏ธ
Execution Agency ModelโŒโŒ
Researchโœ”๏ธโœ”๏ธ
Advanced Research toolsโœ”๏ธ โœ”๏ธ

Education and Support

Capital.com vs Trading 212 shows that both brokers offer excellent educational resources for traders like detailed articles and exceptional video tutorials. Both Capital.com and Trading 212 offer 24/1 customer support.

From the perspective of information comprehensibility Trading 212 educational program is considered one of the best in the industry.

Capital.com offers detailed courses, in-depth articles, and guidesย to educate traders.

Capital.comTrading 212
Trading School for BeginnersโŒ โŒ
Tutorialsโœ”๏ธโœ”๏ธ
Trading Videosโœ”๏ธ โœ”๏ธ
Webinarsโœ”๏ธโœ”๏ธ
Daily News and Analysisโœ”๏ธโœ”๏ธ
Economic Calendarโœ”๏ธโœ”๏ธ
Live Chatโœ”๏ธโœ”๏ธ
Email Supportโœ”๏ธโœ”๏ธ
24/7 availabilityโœ”๏ธ โœ”๏ธ

Conclusion on Capital.com vs Trading 212

In conclusion to our Capital.com vs Trading 212 review, we can assure you that both brokers are highly reliable and safe to trade since they both are regulated by top-tier licenses. Their fees are similar and built into a spread basis.

Trading 212 is not suitable for indices and commodity traders, as the spreads in those markets are quite high; unlike those of Capital.com which are all aligned with the industry average. Trading 212 may also be not a good fit for MT4 traders, as it does not offer any alternatives. While Capital.com offers trading via MT4.

Capital.com is a good choice for traders who prefer high-risk strategies, as it allows scalping and hedging also changing leverages. Trading 212 does not allow to trade with high-risk strategies, however, it is more beneficial for beginner traders.

Overall, our experience with Capital.com was positive. Although, we did face some issues with the first withdrawal process.ย We recommend Capital.com to forex tradersย who run EAย and other trading strategies.

Overall experience with Trading 212 was smooth,ย we liked the brokerโ€™s educational materials, which are some of the best we have seen, also a huge selection of actual stocks and low spreads.

Capital.comTrading 212
Recommended forโœ”๏ธ Cryptocurrency Trading
โœ”๏ธ Scalping Trader
โœ”๏ธ MT4 Trader
โœ”๏ธ EA Trader
โœ”๏ธ Stocks Trader
โœ”๏ธ Beginning Traders
โœ”๏ธ Experienced traders
โœ”๏ธ Trading Currency pairs and CFD Stocks
โœ”๏ธ Investment
Might not be fit forโŒ Futures Trading
โŒ Commission Based Trading
โŒ Beginner traders
โŒ Scalping Traders
โŒ EA traders
โŒ Trading through MT4/MT5 platforms
โŒ Commission-based trading
โŒ Trading Gold or Indices

Categories
Uncategorized

XTB vs Trading 212 2022

Is XTB better than Trading 212? Who offers lower spread, better trading conditions and is a safe broker to trade?

We provide answers to all questions in this XTB vs Trading 212 Comparison Review. For this Review, we opened real accounts and deposited over US$ 10,500 in total to compare both offerings, account opening process at XTB and Trading 212, also the fees, trading conditions, platform selection, and withdrawal process.   

XTB vs Trading 212 Compared

What is XTB and Trading 212?

XTB is a market-leading Forex and CFD brokerThe broker carries several licenses, and the spreads on currency pairs are quite low; the broker also allows scalping.

Trading 212 is a large and popular CFD broker with a great variety of instruments and lower spreads in stock trading, suitable for retail and professional traders.

Some of the highlights of XTB vs Trading 212 are:

XTBTrading 212
๐Ÿ’ป Websitewww.xtb.comwww.trading212.com
๐Ÿ›ก๏ธFounded year20022004
๐Ÿฆ HeadquarterLondon, WarsawLondon
๐Ÿ—บ๏ธ Authorized & Regulated in UK, Cyprus, Poland, Spain, Belize UK, Bulgaria
๐Ÿ”’ Is Broker safeYesYes
๐Ÿ’ฐ EUR/USD Spread0.91.37
๐Ÿ’ณ Minimum depositUS$250US$1
๐Ÿ’ฐ Withdrawal feeUS$0US$0
๐Ÿ–ฅ๏ธ Trading Platform MT4, xStation 5, xStation Mobile Trading 212โ€™s Proprietary Trading Platform
๐Ÿ“ˆ Markets offered Forex, Indices, Stocks, Commodities, ETFs, Cryptocurrencies Indices, Forex, Commodities, Stocks, Cryptocurrencies
๐Ÿ“‰ Number of Products2,1112,029
๐Ÿ”Ž Our Detailed ReviewXTB ReviewTrading 212 Review

Licenses and Regulation

From the comparison review of XTB vs Trading 212 we may assume that both brokers are safe to trade and are highly reliable, low-risk trading brokers due to regulations and are not considered a scam.

XTB is licensed by 5 regulators globally including the top-tier UKโ€™s FCA, the CySEC, Polandโ€™s KNF, Spainโ€™s CNMV & Belizeโ€™s FSC.

Trading 212 has 2 licenses globally including a top-tier license from the UKโ€™s Financial Conduct Authority (FCA). More about International brokers.

To review these brokers, we opened an account under XTB Ltd regulated by CySEC, also a CFD account with Trading 212 UK Ltd, and deposited money so as to run our tests.

We highly recommend you to register your accounts with XTB UK, Cyprus, Poland and Spain entities and Trading 212 UK entity if theyโ€™re available to you since they all offer deposit protection.

 XTBTrading 212
๐Ÿ”’ Licenses FCA,
CySEC,
KNF,
CNMV,
FSC
FCA,
Bulgaria FSC
Top Tier Licenseโœ”๏ธโœ”๏ธ
Publically Tradedโœ”๏ธ โŒ
Compensation Schemeโœ”๏ธ (depending on entity)โœ”๏ธ (depending on entity)

XTB vs Trading 212 Fees

Both XTB and Trading 212 fees are mostly based on spreads. XTB offers very low spreads on commodities and stocks. We found that XTB charges a EUR 6.6 commission on Stocks unlike Trading 212 which doesn’t have any commission-based accounts.

Trading 212 maintained a better offering as it does not charge any additional non-trading fees, XTB has a serious drawback as it processes its clients’ withdrawal only via bank transfers, however, it does not charge any deposit, withdrawal, or inactivity fee.

 XTB FeesTrading 212 Fees
Fees based on the spreadโœ”๏ธโœ”๏ธ
Floating Spreadโœ”๏ธโœ”๏ธ
Fixed SpreadโŒโŒ
Commission-based feesโœ”๏ธ โŒ
Inactivity Fee$0$0
Deposit fee$0$0
Withdrawal fee$0$0
Active trader/ VIP ProgramsโŒ โŒ

Spreads Charged in Our Trades

For our test trades on XTB vs Trading 212 accounts, we chose popular instruments in each market. We placed 3 trades for each instrument to get the average spread, we found both negative and positive sides for each broker spreads. Both brokers’ spreads are stable.

We tested XTB Standard Account. It charged a fixed commission fee of โ‚ฌ6.60 on most of the assets except for stocks and ETFs; Trading 212, in its turn, does not charge any additional fee.

Our testing finds that XTB spreads on Forex are quite low, but the spreads on commodities, stocks, indices, and cryptocurrencies are in-line with industry averages or higher.

Trading 212 spreads for the FTSE 100 and gold are quite high, however, spreads on FX are aligned to those of the industry average, and spreads charged on stocks are much lower than the industry average.

MarketsInstruments XTB Avg. spreadTrading 212 Avg. spreadIndustry avg. spread
IndicesFTSE 1001.80 2.471.65
ForexEUR/USD0.83 1.371.16
CommoditiesGold0.44 7.473.53
StocksAAPL1.001.701.75
CryptocurrenciesBitcoin189.55N/A72.81

Account Types Compared

XTB offers 2 account types, that is, the Standard, and PRO accounts. XTB also offers a forex swap-free Account. Trading 212 offers CFD and Invest accounts. Unlike Trading 212, XTB does offer a PAMM Account. Find out more about a Forex swap-free Accounts

XTB account opening is fast and smooth. The registration process took only 13 minutes and our account was approved on the same day, which was impressive!

Trading 212 account opening was overall satisfying. The registration process took merely 16 minutes. The account was verified in 2 working days.

 XTB AccountsTrading 212 Accounts
Standard Accountโœ”๏ธโœ”๏ธ
ECN / Commission Based AccountโŒโŒ
Islamic AccountโŒ โŒ
PAMM Accountโœ”๏ธ โŒ

Markets and Products

At XTB, you can trade CFDs on Forex pairs, stock indices, stocks, commodities, ETFs, and cryptocurrencies. As for Trading 212, its CFD account offers to trade on indices, commodities, Forex pairs, stocks, and cryptocurrencies. Trading 212 is best for Forex and commodities traders as it offers a wider range of instruments, while XTB is better for Cryptocurrency and ETFs traders.

MarketsXTB InstrumentsTrading 212 Instruments
Indices4257
Forex57184
Commodities23118
Stocks18491661
Cryptocurrency259
ETFs119
Options –

Trading Conditions

Both brokers provide excellent conditions for beginners and experts. XTB would be a great fit for EA, scalping, and hedging traders, since it offers almost all trading strategies, including high-risk strategies; unlike Trading 212 which forbids scalping and using EAs.

Trading MethodXTBTrading 212
Hedgingโœ”๏ธโœ”๏ธ
Scalpingโœ”๏ธ โŒ
Change LeverageโŒ โŒ
Copy trading/ Social tradingโŒ โŒ
Beginners Tradingโœ”๏ธโœ”๏ธ
Professional Tradingโœ”๏ธโœ”๏ธ

Deposit and Withdrawal

Both deposit and withdrawal processes on Trading 212 are simple enough, supporting various funding methods like debit cards, Skrill, PayPal. XTB, on the other hand, does not allow you to withdraw your funds using other payment methods except for bank wire transfers. The minimum deposit on Trading 212 is quite attractive, traders can start with a $1 deposit.

We tested the deposit process on Trading 212 via 3 payment methods available.

We tested the deposit by Debit Card on XTB. All the deposit methods offered by XTB are instant and free.

XTBTrading 212
๐Ÿ’ฐ Deposit FeeโŒโŒ
๐Ÿ’ฐ Withdrawal feeโŒ โŒ
๐Ÿ’ณ Minimum depositUS$250US$1
Bank Transferโœ”๏ธโœ”๏ธ
Debit/ Credit Cardsโœ”๏ธโœ”๏ธ
PayPalโœ”๏ธโœ”๏ธ
Skrillโœ”๏ธโœ”๏ธ

Trading Platform

Trading 212 offers a proprietary web and mobile app platform as the only platform available for trading. XTB has a better offering in this case since it has not only its proprietary platform but also offers alternative platforms such as MetaTrader4, one of the most popular platforms among traders. MT4 offers web, desktop, and mobile versions.

Trading 212 platform is quite user-friendly and the navigation is intuitive. The research is quite good as well.

The trading conditions at XTB are good, we were satisfied with its proprietary platform, and we find it a good alternative to MT4.

XTB PlatformTrading 212 Platform
Proprietary Platformโœ”๏ธโœ”๏ธ
Web Platformโœ”๏ธโœ”๏ธ
Desktop Platformโœ”๏ธ โŒ
Mobile Appโœ”๏ธโœ”๏ธ
Alternative Platformsโœ”๏ธ โŒ
MetaTrader4โœ”๏ธ โŒ
Simple to use platformโœ”๏ธโœ”๏ธ
Demo Account Tradingโœ”๏ธโœ”๏ธ
Execution Agency ModelโŒโŒ
Researchโœ”๏ธโœ”๏ธ
Advanced Research toolsโœ”๏ธ โœ”๏ธ

Education and Support

Both XTB and Trading 212 offer excellent educational resources for beginners and professional traders like detailed articles and exceptional video tutorials. Unlike XTB, Trading 212 offers 24/1 customer support.

From the perspective of information comprehensibility Trading 212 educational program is considered one of the best in the industry.

XTB educational materials are grouped according to a traderโ€™s experience and based on various subjects, which we found to be very helpful.

XTBTrading 212
Trading School for Beginnersโœ”๏ธโœ”๏ธ
Tutorialsโœ”๏ธโœ”๏ธ
Trading Videosโœ”๏ธ โœ”๏ธ
Webinarsโœ”๏ธโœ”๏ธ
Daily News and Analysisโœ”๏ธโœ”๏ธ
Economic Calendarโœ”๏ธโœ”๏ธ
Live Chatโœ”๏ธโœ”๏ธ
Email Supportโœ”๏ธโœ”๏ธ
24/7 availabilityโŒโœ”๏ธ

Conclusion on XTB vs Trading 212

In conclusion to our XTB vs Trading 212 review, we can assure you that both brokers are highly reliable and safe to trade since they both are regulated by top-tier licenses. Their fees are similar and built into a spread basis.

Trading 212 is not suitable for FTSE 100 and Gold traders, as the spreads in those markets are quite high; unlike those of XTB that are all aligned with the industry average, and the spreads on Forex are even lower. Trading 212 may also be not a good fit for MT4 traders, as it does not offer any alternatives.

XTB is a good choice for traders who prefer high-risk strategies, as it allows scalping and hedging. XTB, however, has a huge drawback with the withdrawal process, since it allows to withdraw only via bank transfers.

Overall, our experience with XTB was smooth from opening an account, to deposit, trading and withdrawal. XTB is good for experienced traders and beginners, it also allows the use of Expert Advisors and offers popular trading platforms, such as MetaTrader 4 (MT4).

Overall experience with Trading 212 was smooth, we liked the brokerโ€™s educational materials, which are some of the best we have seen, also a huge selection of actual stocks and low spreads.

XTBTrading 212
Recommended for โœ”๏ธ EA traders
โœ”๏ธ Scalping traders
โœ”๏ธ Trading Currency pairs and Stocks
โœ”๏ธ Beginning Traders
โœ”๏ธ Experienced traders
โœ”๏ธ Beginning Traders
โœ”๏ธ Experienced traders
โœ”๏ธ Trading Currency pairs and CFD Stocks
โœ”๏ธ Investment
Might not be fit for โŒ Trading on Stocks with small contacts
โŒ Commission-based trading
โŒ Scalping Traders
โŒ EA traders
โŒ Trading through MT4/MT5 platforms
โŒ Commission-based trading
โŒ Trading Gold or Indices